Terms & Conditions

Last Updated: January 2026

Agreement to Terms

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and Vistolay ("we", "us" or "our"), concerning your access to and use of the vistolay.com website. By accessing the Site, you agree that you have read, understood, and agree to be bound by all of these Terms and Conditions.

Intellectual Property Rights

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us.

User Representations

By using the Site, you represent and warrant that:

  • All information you submit will be true, accurate, current, and complete
  • You will maintain the accuracy of such information
  • You have the legal capacity and you agree to comply with these Terms and Conditions
  • You will not use the Site for any illegal or unauthorised purpose
  • Your use of the Site will not violate any applicable law or regulation
Prohibited Activities

You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavours except those that are specifically endorsed or approved by us. As a user of the Site, you agree not to:

  • Systematically retrieve data or content from the Site
  • Make any unauthorised use of the Site
  • Engage in any automated use of the system
  • Interfere with, disrupt, or create an undue burden on the Site
  • Attempt to impersonate another user or person
  • Use any information obtained from the Site to harass or harm another person
  • Use the Site as part of any effort to compete with us
Disclaimer

THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF. WE DO NOT PROVIDE FINANCIAL ADVICE OR SERVICES. ALL CONTENT ON THIS SITE IS FOR EDUCATIONAL PURPOSES ONLY.

Limitations of Liability

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand made by any third party due to or arising out of your use of the Site.

Governing Law

These Terms shall be governed by and defined following the laws of South Africa. Vistolay and yourself irrevocably consent that the courts of South Africa shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these terms.

Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the Site without notice at any time.

Contact Us

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at:

Email: legal@vistolay.com

Address: 123 Financial District, Sandton, Johannesburg, 2196, South Africa